Author Archives: Mission Saksham

Exciting news! We are thrilled to announce the launch of our in-person 5k Run in Dallas to support financial literacy!! We believe that financial education is crucial in today’s world, and we’re committed to making a difference. We couldn’t have done it without the support of our amazing sponsors. A big thank you to allContinue reading “5K Run/Walk to Support Financial Literacy”

Budgeting is the most important and foundational financial topic when it comes to personal finances. Budgeting is basically how you will spend your money and prioritize where to spend it. It’s important to plan ahead of time so when time comes, you know your budget and can handle money better! Let’s say you recently gotContinue reading “All things Budget!”

You may have heard of the word stock in the news or in casual conversation but what exactly is a stock? A stock, also known as equity, is a unit of ownership in a company. When someone purchases a stock in a company, they become a shareholder and the small piece they own is calledContinue reading “What is a stock?”

Insurance is basically a way of managing risks. You can buy insurance for things like cars, houses, any property, pets, health or even life insurance! It helps you and your loved ones recover after something bad happens, such as fire, theft, or a car accident. Let’s just say that someone had a car accident andContinue reading “Insurance and why is it important?”

Before I became an educator, I worked for a university in the Financial Aid department. For many, Financial Aid was a scary territory, because it was the department that worked directly with Student Loans. The first tip when planning for college that I would suggest, would be to avoid student loans as much as youContinue reading “Planning For College”

Why is it important to invest as a teen? Are teenagers too young to step into stocks? How can a teen SAFELY invest at such an age? Teenage is one of the critical points in one’s life. During the teenage years, lots of exciting things happen in life like getting your first job and earningContinue reading “Teen Investing”

Insurance is one of the largest expenses individuals have regularly, coming in at hundreds, if not thousands of dollars a month for each person. Such high costs warrants that most individuals, especially teens, should understand what insurance is and how it works before they start taking on that expense. Although the math behind insurance paymentContinue reading “What is and how does insurance work?”

My friend needs $1000 right now, I tell him, “I’ll give you $1000 if you give me $1100 next year”. This is the idea behind a loan or a credit card. It sounds like a bad deal, but according to the time value of money it makes sense. An amount of money right now isContinue reading “The Time Value of Money”

We all know that many students that are stepping into college consider and look to student loans for financial support for their academic career ahead. But when it comes to repayment of these student loans, the debt places a lot of pressure and stress on the undergraduate students. According to a study done by StudentContinue reading “Student Loans”